The National Council, along with the Mental Health Corporations of America, founded and endorsed the Mental Health Risk Retention Group to provide innovative liability insurance customized to meet the evolving coverage needs of behavioral healthcare providers.

MHRRG is a liability insurance company owned by its policyholders. It offers stabilized premiums, protection against arbitrary cancellation, quality coverage, and a loss prevention program.

MHRRG is managed by a team of experts that includes distinguished attorneys, nationally known actuaries, reinsurance companies, and underwriting managers with decades of experience specializing in liability insurance for behavioral healthcare. Negley Associates, founded in 1960, is MHRRG’s underwriting management firm and serves the insurance needs of healthcare and social service providers.

Read the article in Risk Retention Reporter magazine "Single Product Focus Spells Success for Mental Health Risk Retention Group." The article features Nicholas Bozzo, President, MHRRG and Managing Director, Negley Associates-Underwriting Managers as "CEO of the Month."

View the video “What Sets Us Apart” to learn more about MHRRG.

MHRRG and Negley offer the following types of insurance coverage for behavioral health organizations

• Workers compensation – NEW
  
• Professional liability               
• General liability                   
• Directors and officers liability   
  (including employment practices liability)       
• Excess liability/umbrella
• Property           

Some unique features of MHRRG insurance include

• Physician coverage
• NO sexual misconduct exclusion
• Employment practices liability under D&O
• Defense costs in addition to policy limits

Workers Compensation

Negley Associates has partnered with Liberty Mutual to provide a new Workers Compensation program tailored to the unique needs of behavioral healthcare providers. Get an application form.

Questions? Call 800.845.1209 or email help@jjnegley.com

Shareholder Dividends

As a risk retention group, MHRRG's profits benefit the policyholders through dividends. To date $6.1 million has been paid to shareholders.

Loss Prevention

MHRRG's series of loss prevention DVDs, CDs, and written educational materials is complimentary to policyholders. Topics to date include dealing with loss prevention relating to medication errors, sexual misconduct, violent clients, wrongful termination of employees, responsibilities of directors and officers, and patient placement.

Hotline

A free risk management hotline is available to policyholders to answer questions on how liability claims can be prevented.

Protecting Against Cancellation

Shareholders are entitled to a peer review process and a one-year notice before coverage is terminated.

Specialized Claims Handling

MHRRG's claims staff is focused and expert on the unique problems of behavioral health, such as those related to sexual misconduct, suicide, and client violence.  Their expertise has helped MHRRG down the cost of claims to the most competitive in the industry.

Negley Risk Management Awards

The Negley Awards are a series of cash grants presented annually to provider organizations that demonstrate excellence in risk management practices. The awards are the President’s Award of $15,000, the Chairman’s Award of $7,500 and the Board of Director’s Award of $7,500. The awards are presented annually at the National Council Conference.

The 2009 Negley awards are based on the theme "Taking Action to Prevent Sexual Misconduct in the Workplace."  

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Talk to an expert at MHRRG about all your insurance needs — call Marilyn Udis at 800.845.1209, email mudis@jjnegley.com, or visit www.mhrrg.com.