National Council for Mental Wellbeing

Skip to content National Council for Mental Wellbeing
Find a Provider
National Council for Mental Wellbeing logo
Your source for the latest updates from Capitol Hill. We translate policy into practice so you can learn how policy trends will affect your work and how best to prepare.

Rebecca Farley

Director, Policy & Advocacy, National Council for Behavioral Health

The ACA’s Employer Mandate Explained: Alliance for Health Reform Toolkit

Share on LinkedIn
employer mandate toolkit

Beginning in 2015, most large employers will have to offer health insurance to their employees or face a fine. The “employer mandate,” as it is known, applies to organizations with more than 50 full-time employees, defined as employees who work 30 hours per week or more.

The Alliance for Health Reform has released a new toolkit outlining key facts, data, and resources about the ACA’s employer mandate. If you’re an employer with more than 50 full-time employees, here are three important facts that you need to know:

  1. Beginning in 2015, you must offer insurance to your workers or pay a $2,000 per employee penalty, if any worker gets a coverage subsidy through a state health insurance exchange.
  2. Employer-provided insurance coverage must be affordable and cost no more than 9.5 percent of the employee’s income. If it is more, the employee may seek coverage on the exchange and the employer will pay a $3,000 penalty for each of those workers.
  3. The mandate was originally scheduled for implementation in 2014, but the Obama administration delayed it for one year to give employers more time to comply with the law.

View more useful facts and resources in the Alliance for Health Reform toolkit.